Abstract: Forest right mortgage loan is the reform of forestry investment and financing system innovation and eco-forest mortgage loan is a traditional forest right mortgage loan innovation and breakthrough.Through analysis of China ecological forest mortgage loan development,it is shown that the legal positioning is not clear,and assets assessment non-specialized,and trading cost high,and management system deformed,and risks big and it is made clear that there exist some ecological and economic value conflicts,historical issue of forest circulation,and forest right reform is not in place.Based on the above analysis,this paper proposed clear ecological forest mortgage category,specification of mortgage assets assessment system,reduction of trading cost,development of non-public forestry,construction of ecological forest cooperation organization and construction of ecological forest mortgage financial service system.

Key words: ecological forest, mortgage loan, forest right, financial service system